{"html":"<h3>What We&#39;re Researching</h3>\n<p>We&#39;re running a paid study on the technical infrastructure behind modern consumer card programs. Our goal is to map out the core challenges fintech teams face when building and scaling these systems. We want to understand how different architectures and vendor relationships impact overall platform reliability.</p>\n<h3>How It Works</h3>\n<p>You will join a remote video interview to walk us through your approach to managing card issuing infrastructure. We will ask you to describe your technical stack and evaluate how you integrate with payment service providers. You will share feedback on the pain points in your current workflow and discuss potential improvements. The conversation flows as a structured discussion guided by a moderator.</p>\n<h3>Who This Is For</h3>\n<p>We are looking for product managers, engineering leaders, and technical directors at fintech companies. You should have direct experience managing consumer card programs and working with modern payment service providers. We welcome professionals from both startup and enterprise environments who oversee issuing infrastructure.</p>\n<h3>Responsibilities</h3><ul><li>Walk us through your current technical stack for card issuing.</li><li>Describe how your team evaluates and integrates with payment service providers.</li><li>Discuss the day-to-day challenges of managing a consumer card program.</li><li>Share feedback on workflow improvements and infrastructure bottlenecks.</li></ul><h3>Requirements</h3><ul><li>Currently working as a product or engineering leader in the fintech space.</li><li>Direct experience managing consumer card issuing programs.</li><li>Familiarity with technical integrations for payment service providers.</li><li>Comfortable discussing high-level architecture and vendor decisions.</li></ul><h3>Who can apply</h3><ul><li>Must be 18+ years old, fluent in English, and located in the United States.</li><li>Current role: Founder/CEO, Engineering Leader (CTO, VP, Manager), or Product Manager.</li><li>Must actively own or lead decisions for card issuing vendors, infrastructure, or product management.</li><li>Company must have an in-house engineering team and issue cards directly to customers.</li><li>Must integrate with an external Payment Service Provider (PSP) or Issuer Processor.</li><li>Company must provide a mobile app or web interface where customers self-manage their issued cards.</li><li>Has personal responsibility for tasks like designing strategy, building infrastructure, allocating resources, or deciding between APIs vs SDKs.</li><li>Company must offer services like corporate expenses, SMB/consumer banking, BNPL, crypto, or meal vouchers.</li></ul>"}